Tom Geoghegan

CFP®, CIMA®, CPWA®, RMA®, MBA

Beacon Hill Private Wealth LLC

Founder & Family Wealth Advisor

Tom Geoghegan

CFP®, CIMA®, CPWA®, RMA®, MBA

Beacon Hill Private Wealth LLC

Founder & Family Wealth Advisor

As a fee-only financial planner, we like to look at the big picture together to ensure you meet all of your personal and family goals. - Tom Geoghegan, CFP®, CIMA®, CPWA®, RMA®, MBA

Certified Financial Planner™ and Certified Private Wealth Advisor® in Summit, NJ, serving clients locally and across the country. Forever standing on the side of our clients.

Beacon Hill Private Wealth is a fee-only, fiduciary wealth management firm providing comprehensive financial planning, investment management and holistic wealth planning to help clients build and protect their wealth through life’s transitions. Our highest aspiration is to help our clients fulfill their financial dreams. We are never paid a commission of any kind and have a legal obligation to provide unbiased and trustworthy financial advice.

Experience is everything.  Yours.

Tom founded Beacon Hill Private Wealth as a forward-thinking, independent Registered Investment Advisory firm, to replace the usual Wall Street hype with high-touch, evidence-based wealth planning and investment management.

Our service offering is designed to deliver what our clients need – a clear view of their wealth, a dynamic goals-based planning process that adapts to changes in life circumstances and clear, evidence-based investment management – all delivered under an independent, fiduciary model that places our clients' best interests first.

Tom is a CERTIFIED FINANCIAL PLANNER™ practitioner and a Certified Private Wealth Advisor® professional, with a Master of Business Administration from the Stern School of Business at New York University and holds a bachelor’s degree in Chemical Engineering.

When not serving clients, Tom enjoys spending quality time with his wife, son and daughter, who can usually be found at an ice hockey rink or lacrosse field. He enjoys cross-fit and trail running, and is active in his children’s schools and sports organizations, as well as the local Summit community. 

Tom Geoghegan is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Experience is everything.

Imagine having the freedom to focus your time and attention on the things that give you energy. We have spent decades closely following the market, economy, tax strategies and planning topics—so you don’t have to. Beacon Hill Private Wealth helps individuals, businesses, and retirement plans owners achieve their most important life and financial goals by building holistic, evidence-based wealth plans.

First, we embark on a personal discovery process to uncover what’s important so we can DESIGN a plan customized to address your deepest wants and needs. With academic research and financial science as the foundation, we BUILD a plan that’s the perfect fit, with distinct objectives and attainable action items. Then, we PROTECT your plan by checking in to measure progress toward your goals and adjust as needed.

We are enthusiastic, unapologetic advocates of evidence. Your dreams and passions are too important to leave up to chance. Our collaboration with industry experts, operations specialists and national thought leaders helps us achieve more for the benefit of our clients.

We love working with data. Then those insights are put into play. We construct our portfolios out of diversified stock funds; high-quality bonds; and, in some cases, alternative investment strategies. We help you control what you can in your portfolio: taxes, fees and risk.

In addition to being fiduciaries who always work in your best interest, we are proudly fee-only. We do not receive compensation or commission for selling products. This model ensures we are always on the same side as our clients.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Tax Strategies and Planning
  • Employee Stock - ISOs, NQOs, RSUs
  • Estate Planning

Ideal Clients

  • Retirees and Near Retirees
  • Business Owners and Executives
  • Sudden Money Situations
  • Professionals
  • High Net Worth Individuals and Families
  • Multiple Generation Families

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Fee-Only Consulting
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • Certified Financial Planner (CFP)
    Tom Geoghegan is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CPWA - Certified Private Wealth Advisor
    Tom Geoghegan is a Certified Private Wealth Advisor ® (CPWA®)

    The CPWA certification is an advanced professional education and certification for advisors who provide the breadth of specialized skills required to meet the needs of high-net-worth clients. This certification requires advisors to develop advanced knowledge and skills to address the wide range of complex issues faced by wealthy individuals and families, including portfolio strategies, wealth transfer, family dynamics, risk management, asset protection, closely-held business ownership, charitable giving, estate planning, retirement planning, and more. Fewer than 1% of financial advisors have achieved the CPWA certification.

  • CIMA - Certified Investment Management Analyst
    Tom Geoghegan is a Certified Investment Management Analyst® (CIMA®)

    The CIMA designation is the premier certification for financial advisors and investment consultants and one of the only professional certifications in financial services to meet international accreditation and quality standards. CIMA advisors have completed a rigorous process and have demonstrated knowledge and competency in a variety of investment management consulting and portfolio construction topics, including advanced investment management theory and application.

  • Retirement Management Advisor® (RMA®)
    Tom Geoghegan is a Retirement Management Advisor® (RMA®)

    The RMA designation is an advanced certification for financial professionals that provides them with knowledge to build custom retirement income plans for their clients to better mitigate risk and ensure better outcomes. RMA professionals to take a holistic approach to your retirement needs and look beyond managing investments or retirement products and take a multidisciplinary approach to develop a complete framework for your retirement plan.

  • National Association of Personal Financial Advisors (NAPFA)
    Tom Geoghegan is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Financial Planning Association
    Tom Geoghegan is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • Dimensional Funds
    Beacon Hill Private Wealth LLC is an Approved Dimensional Funds Advisor

    Dimensional Fund Advisors is a leading global investment firm that has been translating academic research into practical investment solutions since 1981. Guided by a strong belief in markets, the firm builds and implements strategies to help clients pursue higher expected returns. An enduring philosophy, strong client commitment, and deep working relationships with the academic community underpin Dimensional’s approach to investing and form the foundation for new strategies.

  •  Buckingham Strategic Partners
    Beacon Hill Private Wealth LLC is a Member of Buckingham Strategic Partners

    We know there are thousands of advisory firms that claim to deliver great experiences for clients. There are also national-level firms delivering cookie-cutter experiences to their clients. Our vision combines the best of both worlds — to provide the personal experience to clients, supported by the broader resources of a larger firm. We believe this is the optimal path forward not just for us, but for all clients we serve.
    Working with Buckingham Strategic Partners means a collaboration with an organization of industry experts, operations specialists and national thought leaders that helps our firm achieve more for our clients. By partnering with Buckingham, we have significantly more capabilities than many advisory firms that have large staff. We gain a team of professionals—advisors, investment analysts, operations experts and national thought leaders – all with the goal of enhancing the experience we’ve created for our clients.

Contact Tom Geoghegan

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Office Locations:

  • 350 Springfield Avenue, Ste 200
    Summit, NJ 07901

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