Troy Sapp

CPA, CFP®

Commencement Financial Planning, LLC

Financial Consultant

Troy Sapp

CPA, CFP®

Commencement Financial Planning, LLC

Financial Consultant

As an independent fee-only fiduciary, my obligation rests first and foremost with my clients, advising them how I myself might act in a similar situation. - Troy Sapp, CPA, CFP®

253-820-6432

Comprehensive financial planning and wealth management. Serving individuals and their families in and around Tacoma, Washington.

Troy Sapp CPA, CFP® is a Tacoma, WA fee-only financial advisor.  Commencement Financial Planning LLC is an independent Fee-Only Registered Investment Advisor offering comprehensive and objective financial planning and wealth management services to individuals and their families.  As a fee-only and independent financial advisor, Troy Sapp places the best interests of his clients first.  Period.

Troy Sapp CPA, CFP® is a Tacoma, WA fee-only financial planner. Commencement Financial Planning, LLC provides comprehensive financial planning and advice to help clients get organized and take action toward their financial goals. As a fee-only and independent financial advisor, Troy Sapp places the best interests of his clients first.  Period.

Troy Sapp is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Independent, Fee-Only Fiduciary | Financial Planning & Wealth Management

Serving individuals and their families in and around Tacoma, Washington.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning
  • Estate Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Troy Sapp is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Troy Sapp is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CPA - Certified Public Accountant
    Troy Sapp is a Certified Public Accountant (Learn More)

    A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.

Contact Troy Sapp

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Office Locations:

  • 6521 Flanegan Rd W
    Lakewood, WA 98499

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