Troy Sapp

CPA, CFP®

Commencement Financial Planning, LLC

Financial Consultant

Contact Me

Troy Sapp

CPA, CFP®

Commencement Financial Planning, LLC

Financial Consultant

As an independent fee-only fiduciary, my obligation rests first and foremost with my clients, advising them how I myself might act in a similar situation. - Troy Sapp, CPA, CFP®

Contact Me

253-820-6432

Website

Comprehensive financial planning and wealth management. Serving individuals and their families in and around Tacoma, Washington.

Troy Sapp CPA, CFP® is a Tacoma, WA fee-only financial advisor.  Commencement Financial Planning LLC is an independent Fee-Only Registered Investment Advisor offering comprehensive and objective financial planning and wealth management services to individuals and their families.  As a fee-only and independent financial advisor, Troy Sapp places the best interests of his clients first.  Period.

Troy Sapp CPA, CFP® is a Tacoma, WA fee-only financial planner. Commencement Financial Planning, LLC provides comprehensive financial planning and advice to help clients get organized and take action toward their financial goals. As a fee-only and independent financial advisor, Troy Sapp places the best interests of his clients first.  Period.

Troy Sapp is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Independent, Fee-Only Fiduciary | Financial Planning & Wealth Management

Serving individuals and their families in and around Tacoma, Washington.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning
  • Estate Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Troy Sapp is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Troy Sapp is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CPA - Certified Public Accountant
    Troy Sapp is a Certified Public Accountant (Learn More)

    A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.

Contact Troy Sapp

253-820-6432

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Office Locations:

  • 6521 Flanegan Rd W
    Lakewood, WA 98499

Commencement Financial Planning LLC is a Registered Investment Advisor in the State of Washington. The advisor may not transact business in states where it is not appropriately registered, or excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

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