Vinicius Hiratuka


Elevated Retirement Financial Services

Financial Advisor

Vinicius Hiratuka


Elevated Retirement Financial Services

Financial Advisor

As a fee-only financial advisor, I take the complex financial issues my clients face in preparing and living through retirement and simplify it for them. My wish is for them to enjoy the things that matter most in their lives with the confidence of knowing they are taken care of. - Vinicius Hiratuka, CPA, CFP®


Fee-Only financial advisor located in Madison, MS, serving clients that are nearing retirement or already retired.

Vinicius Hiratuka is a fee-only financial advisor in Madison, MS. Elevated Retirement Financial Services provides comprehensive financial planning, retirement planning, and investment management to help people who want to ensure they are preparing appropriately to create and maintain their financial independence in the future. As a fee-only, fiduciary, and independent financial advisor, Vinicius Hiratuka is never paid a commission of any kind and has a legal obligation to provide unbiased and trustworthy financial advice. Elevated Retirement Financial Services charges a transparent and affordable fee only for the services it provides.

Vinicius Hiratuka, who goes by “V,” founded Elevated Retirement Financial Services out of a deep care for people’s financial lives in retirement. Building meaningful and constructive relationships with his clients is what he enjoys most about his work.

V was born and raised in Brazil and moved to the United States in 2005. He obtained his undergraduate degree from Mississippi College and completed his graduate studies at Vanderbilt University. He is a Certified Public Accountant and Certified Financial Planner™ Professional. He enjoys playing soccer, serving his church, reading, and spending time with his family and close friends.

Vinicius Hiratuka is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

We help you enjoy retirement with confidence in your financial security by building a comprehensive retirement strategy that positions your investments and other resources to support your life. We deal with all the details — from initial paperwork to setting up direct deposits to your checking account.

Our services are divided into two main categories:

Financial Guidance for making wise decisions

-Retirement spend-down planning

-Social Security -Healthcare, Medicare, and Long-Term Care

-Tax minimization strategies

-Estate planning

Investment Management of hard-earned retirement funds

-Create an investment plan

-Guide transition of investments

-Manage cash flow needs

-Monitor and re-balance portfolio

-Minimize taxes and costs

Our Investment Philosophy:

Instead of chasing hot stocks or timing the market, we focus on building a broadly diversified retirement portfolio that gives high confidence in achieving your goals without taking excessive or unnecessary risks.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Estate and Insurance Planning
  • Comprehensive Financial Planning

Ideal Clients

  • Retirees
  • Near Retirees
  • Middle-Aged Investors
  • Business Owners
  • High Income Professionals

Working Together

  • Complimentary Initial Consultation
  • In-Person Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Vinicius Hiratuka is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Vinicius Hiratuka is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Vinicius Hiratuka is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • CPA - Certified Public Accountant
    Vinicius Hiratuka is a Certified Public Accountant (Learn More)

    A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.

  • XY Planning Network
    Vinicius Hiratuka is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Vinicius Hiratuka

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Office Locations:

  • 1888 Main Street
    Suite C
    Madison, MS 39110

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