Vrishin Subramaniam
IAR, CFP® candidate
CapitalWe LLC
Founder, CEO, Lead Financial Planner
Vrishin Subramaniam
IAR, CFP® candidate
CapitalWe LLC
Founder, CEO, Lead Financial Planner
I want to make Financial Planning available to everyone so they can get to where they want to go and live the life they want to live. - Vrishin Subramaniam, IAR, CFP® candidate
CapitalWe offers Fee-Only Financial Planning and Investment Management for People under 30

Vrishin Subramaniam is an Arlington, VA fee-only financial planner. CapitalWe LLC provides comprehensive financial planning and investment management to help Millenials and Gen-Zers organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Vrishin Subramaniam is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
I am Vrishin Subramaniam, IAR, CFP® candidate, and Founder of CapitalWe
Originally born and raised in New Delhi, India, I came to the USA when I was 17 to attend college at the University of Illinois at Urbana-Champaign. A little over a decade later, I have worked as a technology consultant, lived in 7 cities, gotten married to my lovely wife Sharanya, and picked up a liking (plus a license!) for Scuba diving. We have been calling the DC area (Arlington, VA) home for just under a year, although we do spend a considerable time in sunny California!
CapitalWe offers Fee-Only Financial Planning and Investment Management for People under 30
Fiduciary
We started CapitalWe with the goal of putting clients first. We are committed to the fiduciary standard to put your interests first.
Fee - Only
The financial industry has a bad reputation for dishonest practices and we pride ourselves on being no-BS. We are only paid by you, our client, and do not get compensated by selling/ recommending you anything that pays us a commission.
Diversity
The average financial advisor is a white male in his 40s. We understand that as a Millenial, Gen Z-er, Immigrant or POC your challenges are different. We promise to listen to, and address all of your financial concerns with compassion.
Empathy
We tend to work with millenials and Gen-Zers, usually under 30. We picked this space because we have personally experienced the money challenges that came during this period as we have lived it!
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Investment Management
- College Education Planning
- Student Loan Planning
- Buying a House
Ideal Clients
- Millenials and Gen Z
- Novice Investors
- Business Owners and Executives
- Growing Families
- Sudden Money Situations
Working Together
- Complimentary Initial Consultation
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
Professional Designations & Affiliations
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Vrishin Subramaniam is a NAPFA Associate Member
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Vrishin Subramaniam is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Vrishin Subramaniam is Quoted on Next Advisor: "Here’s How Much of Your Investing Portfolio Should Be in Crypto, According to 5 Experts"
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Vrishin Subramaniam is Quoted in MarketWatch: "How much money should I spend on Coinbase stock? Financial advisers offer guidance to young investors"
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Vrishin Subramaniam is a XYPN Diversity CFP® Exam Scholarship Winner
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Vrishin Subramaniam is Quoted on Her Money: "I Depleted My Emergency Fund In 2020: Now What?"
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Vrishin Subramaniam is Quoted on Savvy Money: "Should you save more right now (in the pandemic) or pay down debt?"
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Vrishin Subramaniam is Featured on Wealthtender's Guide to Virtual Financial Advisors
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Vrishin Subramaniam is Quoted on Armchair Musings: "What Does a FIRE Portfolio Look Like in 2021? A Millennial’s Perspective"
Contact Vrishin Subramaniam
Office Locations:
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2111 Richmond Hwy
Arlington, VA 22202