MBA, EA, CFP®
Fiscalis Advisory, Inc.
Fee-Only Financial Advisor serving the South Orange County, CA area.
William Cuthbertson is a San Juan Capistrano, CA fee-only financial planner. Fiscalis Advisory, Inc. provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, William Cuthbertson is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
WILLIAM CUTHBERTSON began his career in the financial planning profession in 1999, founding Fiscalis Advisory in 2003.
After earning an honors MBA from the George Herbert Walker School of Business & Technology at Webster University, Mr. Cuthbertson received his graduate certificate in personal financial planning from the University of California, Irvine. Shortly thereafter, he completed CFP Board’s comprehensive qualification process, earning the right to use the CFP® marks as a board-certified financial planner. As a tax specialist, he has also been admitted to practice before the IRS, and State taxing authorities as an Enrolled Agent.
In addition to these marks of distinction, Mr. Cuthbertson is also a NAPFA-Registered Financial Advisor, a Registered Life Planner®, with Kinder Institute, and a member of the Alliance of Comprehensive Planners (ACP).
A dedicated member of the financial planning profession, Mr. Cuthbertson is also a leader. He has served as a Board Director for ACP and is a former President of the Financial Planning Association of Orange County.
William Cuthbertson is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
FISCALIS ADVISORY is a professional financial planning firm focused on creating personalized solutions for your advanced financial planning and money management needs. The Fiscalis method of practice brings together the fields of taxation, investment management, and advanced planning; integrating them into a financial life solution driven by your personal goals and objectives.
Whether you're in search of smart wealth protection and management, or facilitated wealth accumulation, building a lasting relationship with a professional who can provide OBJECTIVE ADVICE is of utmost importance.
Most 'financial advisors' are actually specialized sales advisors who work in an environment where doing what is best for you is a secondary concern.
FISCALIS ADVISORY turns this concept on its head.
Your FISCALIS advisor is a fiduciary level tax advisor, investment specialist, and board certified financial planner, who is guided by a simple concept; doing what is best for you, at all times, and in all engagements.
Additionally, FISCALIS ADVISORY works strictly in Fee-Only engagements. This means no compensation is received for the sale or recommendation of financial products or services. The purpose behind this compensation method is to maximize your certainty that all recommendations are made in YOUR BEST INTEREST without any financial incentive to do anything other than enhance your overall financial success, and PEACE OF MIND.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Sudden Money Circumstances
- Sudden Life Change Situations
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
William Cuthbertson is a Member of the Alliance of Comprehensive Planners (ACP)
Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.
William Cuthbertson is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
William Cuthbertson is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
William Cuthbertson is an Enrolled Agent with the IRS (Learn More)
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
Fiscalis Advisory, Inc. is an Approved Dimensional Funds Advisor
Dimensional Fund Advisors is a leading global investment firm that has been translating academic research into practical investment solutions since 1981. Guided by a strong belief in markets, the firm builds and implements strategies to help clients pursue higher expected returns. An enduring philosophy, strong client commitment, and deep working relationships with the academic community underpin Dimensional’s approach to investing and form the foundation for new strategies.
Contact William Cuthbertson
30320 Rancho Viejo Road
San Juan Capistrano, CA 92675