What is a Registered Life Planner® (RLP®)?

A Registered Life Planner® (RLP®) is a financial professional who specializes in holistic financial planning, integrating clients’ personal values, life goals, and aspirations into their financial strategies. The RLP® designation is awarded by the Kinder Institute of Life Planning and signifies expertise in guiding clients through a structured process that prioritizes life-centered financial planning over purely numbers-driven approaches. Financial advisors with this designation help clients create meaningful financial roadmaps aligned with their personal and professional dreams.

How Do Financial Advisors Earn the RLP® Designation?

To become a Registered Life Planner® (RLP®), financial professionals must complete training through the Kinder Institute of Life Planning. The process includes:

• Core Training: A five-day immersive program focused on the “Five Phases of Life Planning.”
• Mentorship Program: A six-month mentorship experience where advisors apply life planning principles in real-world settings.
• Final Evaluation: Candidates must demonstrate their ability to implement life planning skills effectively with clients.

This rigorous training ensures that RLP® professionals can effectively guide clients in identifying and pursuing their most meaningful financial goals.

Key Benefits of Working with an RLP® Professional

Values-Based Financial Planning

Unlike traditional financial advisors who focus solely on investments and wealth accumulation, RLP® professionals integrate personal aspirations into financial decision-making. They help clients align their financial plans with their values and long-term life vision.

Holistic Approach to Financial Well-Being

RLP® professionals consider not just financial assets but also personal well-being, career fulfillment, family goals, and personal passions when crafting financial strategies. This comprehensive approach fosters greater financial confidence and life satisfaction.

Structured Yet Personalized Planning Process

The Kinder Institute’s “Five Phases of Life Planning” ensures that every client undergoes a structured, yet customized, journey:

1. Exploration: Understanding a client’s values and life vision.
2. Visioning: Clarifying long-term aspirations.
3. Obstacles & Strategies: Identifying financial and psychological barriers.
4. Execution: Implementing a tailored financial plan.
5. Ongoing Support: Adapting plans as life evolves.

Emphasis on Emotional and Financial Freedom

RLP® professionals help clients achieve not just financial security but also emotional well-being by aligning wealth management with their deepest values and priorities.

Who Should Work with an RLP® Professional?

Anyone seeking a more meaningful and personalized financial planning experience may benefit from working with an RLP®. This designation is especially valuable for individuals undergoing major life transitions, entrepreneurs, and retirees who want to align their financial decisions with their broader life goals.

Conclusion

The Registered Life Planner® (RLP®) designation represents a commitment to life-centered financial planning that goes beyond wealth accumulation. By incorporating personal values, aspirations, and financial strategies, RLP® professionals help clients craft financial plans that align with their life’s purpose. Whether planning for retirement, career changes, or other significant life transitions, working with an RLP® can provide clarity and fulfillment.

---

Governing Body: The Kinder Institute of Life Planning oversees the RLP® designation. More information is available at Kinder Institute of Life Planning.

---

Frequently Asked Questions

What is the difference between an RLP® and a traditional financial advisor?
An RLP® integrates life planning principles into financial advising, focusing on personal values and aspirations rather than just financial metrics.

How long does it take to earn the RLP® designation?
The process typically takes six to seven months, including a five-day core training and a six-month mentorship program.

Is the RLP® designation recognized in the financial industry?
Yes, the RLP® is widely respected, particularly among advisors who emphasize holistic and values-driven financial planning.

Do RLP® professionals only work with wealthy clients?
No, RLP® professionals work with individuals of all financial backgrounds who seek meaningful and intentional financial guidance.

Can an RLP® help with retirement planning?
Yes, RLP® professionals assist with retirement planning, ensuring that financial decisions align with life goals and personal fulfillment.